Debt Negotiation · secure environment

Get up to date with
your graduation

A special offer, just for you, to settle overdue installments. See the updated amount, choose to pay in full with the biggest discount or split it into interest-free installments, and settle everything securely right from the browser. Access with your taxpayer ID (CPF), no red tape.

Negotiation Portal open in the browser, showing the special offer and payment options
One portal, your settlement

Pay off your graduation at a discount

From the updated amount to payment, everything clear and secure, on your computer or phone.

Special offer

An exclusive, tailor-made proposal to bring your graduation payments up to date.

Pay-in-full discount

The more you pay upfront, the bigger the discount: pay less by settling at once.

Interest-free installments

Prefer to split it? Pay in up to 12 interest-free installments, with the amount always visible.

Debt summary

See the updated total, overdue installments, and included fees clearly.

You save

Each option shows exactly how much you save compared to the full amount.

Secure environment

The whole process takes place in a secure environment, with your data protected.

Access with CPF

Sign in with your taxpayer ID (CPF) and date of birth and see your offer instantly.

Pix, bank slip, and card

Choose how to pay in full or by installment, with the methods available to you.

Instant confirmation

As soon as payment is made, your settlement is recorded automatically.

Choose how to pay

The more you pay upfront, the bigger the discount

You see the updated total, the overdue installments, and the fees, and choose the best way to pay: in full with the biggest discount or in up to 12 interest-free installments. Each option shows exactly how much you save, with no fine print.

  • Pay in full with the biggest discount
  • Up to 12 interest-free installments
  • See how much you save
  • Pay by Pix, bank slip, or card
Negotiation payment options: pay in full with a discount or interest-free installments
How it works

From lookup to payment in three steps

01

Sign in with your CPF

Enter your taxpayer ID (CPF) and date of birth in a secure environment and see your offer.

02

Choose how to pay

Compare paying in full with a discount or in interest-free installments and see how much you save.

03

Pay and get up to date

Complete with Pix, bank slip, or card and settle your graduation balance instantly.

Settle your graduation balance

See your special offer and choose the best way to pay. Secure access with your taxpayer ID (CPF), nothing to install.

Have questions? Talk to us.

For graduation companies

Recover receivables automatically.

The Negotiation portal comes from the same platform that powers the app and portals. Subscribe and offer special terms to graduates with overdue payments, with secure access by taxpayer ID (CPF), configurable discounts and installment plans, and payment through a gateway, all integrated with your finances.

  • Negotiation portal with your brand
  • Secure access by CPF and date of birth
  • Configurable discounts and installment plans
  • Automatic fee and interest calculation
  • Payment through a gateway (Pix, bank slip, card)
  • Integrated with overdue payment tracking in finance